Dear President Obama…

Chris  —  September 23, 2014 — Leave a comment

Your Obamacare plan isn’t working. Let me explain…

obamacare

I found out in January that my wife was pregnant with our first child! This was extremely exciting news for our family…I was going to be a dad!

Unfortunately, the week after I found out I was going to be a dad…my benefits at work were cut. I work for a startup and as with most businesses these days, money is tight. Our health benefits had to go in order to keep the company alive and avoid any layoffs. I am still very thankful for my job, but losing my healthcare benefits was and is a big hit for my family.

Fortunately for me (or so I thought) the Affordable Care Act aka Obamacare had just begun. I was able to enroll in a plan that was kinda sorta (but not really) close to my plan from work. It was more expensive than when I had purchased insurance in the past (fail #1)…but this was my only other option right?

I checked the BlueShield website (my new provider) and saw I could still use my same doctor and was able to find out what was and wasn’t going to be covered…or so I thought.

As my daughters due date came closer, we knew we had to pick a pediatrician for her soon. My wife started researching various doctors from recommendations and matched them up with who accepted my insurance.

Upon calling the first doctors office, my wife was told they would NOT accept my insurance since it was purchased from Covered California (fail #2). I was led to believe this was my only option for buying insurance and did not know I could buy directly from BlueShield. (fail #3) We were told the insurance would have been accepted if we had purchased it directly from BlueShield and not from Covered California.

Upon further research, there was NOT a single pediatrician that would accept my insurance. Every doctor the BlueShield website told me was covered under my plan told me the same thing upon calling, “We do not accept that plan because it is Covered California, but if you purchase it through BlueShield directly we would accept it.” (fail #4)

I called BlueShield to see if they could help since open enrollment is closed and I can’t change plans. I was told that many people are having this problem and that I should just keep calling and trying more doctors until I find one that will take my insurance. (fail #5) She also claimed that these doctors should be accepting and are required to accept my insurance (fail #6) but that BlueShield was currently having a lot of problems with doctors not accepting their insurance. (fail #7) She said there was nothing they could do about it. (fail #8)

I decided to call my doctor to see if he would accept my insurance like BlueShield had promised when I signed up. He didn’t. (fail #9)

The more and more I researched the issue, the more I found I was far from alone with this problem. Broken promises, misleading advertisements, and flat-out lies seem to be the forefront of the Affordable Care Act.

Sure you can tell me to find another job with better benefits (there aren’t many where I live). Sure the doctors can tell me it’s the insurance companies fault (fail #10) and the insurance companies can tell me it’s the doctors fault (fail #11) and both of them can tell me it’s really the Affordable Care Acts fault and it should get figured out at some point. (fail #12)

But what’s the point of Obamacare if it doesn’t really work?

Why am I required to buy insurance I can not even use?

What happens if I get really sick…will any doctors care for me?

When and how is this all going to be fixed?

Does anyone think $500 a month for low-grade health insurance is affordable?

Your daughters are insured, what about mine?

I have a lot of questions. Do you have any answers?

This isn’t a democratic or republican issue. I am neither of those anyways. This is presidential issue. An American issue. A life issue. A human issue.

Mr President I thank you for leading our country the best you know how. You did everything in your power to sign this issue into our lives. Please don’t leave office without doing everything in your power to fix it.

Sincerely,
Chris Loach (US Citizen and proud new father)

Back To Work

Chris  —  September 22, 2014 — Leave a comment

It’s funny how things change…

mondays work

Maybe I do have a case of “The Mondays” today. It’s my first day back at work after having a week off to spend time with my new daughter. I can’t believe the week is already over.

It’s funny how things change once you have a kid. Maybe it’s the newness of it all and it will fade away at some point…but right now I don’t care about things like I did in the past.

Last week as I was scrolling through the news on my phone while my daughter was sleeping on my lap…I realized two things were happening outside of my little bubble.

1. iPhone preorders were live.

2. Oakland A’s Postseason Playoff Tickets were on sale.

I have waited in line for a new iPhone more times than I would like to admit. I have also been to my fair share of MLB Playoff Games in Oakland. iPhones and Oakland A’s Playoffs are two of my favorite things…my daughter!

But last week as I was holding my daughter and seeing those things pop up in the news…I didn’t seem to care. Then the iPhone came out in stores and the lines were all over the news…I again didn’t seem to care. I have a new favorite thing!

Maybe it’s cause I no longer have the money to splurge on luxuries. Or I’d rather just spend that money on my baby (cause she can never have too many clothes right?). Or those luxuries just don’t matter to me as much anymore. Or I am just so in love with my daughter that nothing else matters.

I think it’s a little of them all…but mostly I am just so in love with my daughter that nothing else matters.

Going back to work today isn’t fun, but I’ve gotta pay for those diapers some how. At least I work from home so I can see my baby whenever I want. My heart is so full of love for her!

postseason

My Days As A Dad

Chris  —  September 16, 2014 — Leave a comment

My days have changed a bit.

My playlist now includes this…

nick lachey days

My reading list now includes this…

handling tips days

And my hobbies now include this…

huggies days

There are some poopy diapers and spit up in my days as well. My life as a dad is very different than before, but I wouldn’t change it for anything! I love my baby girl!

Thank You!

Chris  —  September 14, 2014 — Leave a comment

Baby Addie is home, happy, and healthy.

addie

Mom is home, happy, and healthy too! Thank you to the thousands of texts, Tweets, and Facebook/Instagram comments that I have not had time to reply to…sorry…I’ve got a baby to look after. Also…I am not sorry for the mass amounts of pictures, posts, and Tweets…I am just a very happy dad! I am looking forward to sleeping in my bed tonight. Or at least laying on my bed between diaper changes (Addie’s diapers, not mine).

I Am A Father!

Chris  —  September 12, 2014 — 1 Comment

Welcome to the world Addie!

Full Name: Adalynn Gale Loach

Born: September 12, 2014 at 9:36pm

Stats: 7 pounds 5 ounces 20 inches long.

Erika woke up with strong contractions at 5:45am. I worked this morning and we headed to the hospital around noon. We got admitted a couple of hours later and everyone is doing good now!

We greatly appreciate all of the name suggestions from our small group…but no one got it right.

Thanks for all the thoughts, prayers, and love everyone sent our way!

My little girl is here and I am beyond excited to be her dad!

Have you ever had someone open their mouth and ruin everything?

I am sure we have all had those “I liked you a lot better before you started talking” moments. I think it’s funny when they happen.

I came across a draft of a blog post from a couple of years ago that I never published. I decided to finish and publish it today. Enjoy!

A few days ago I was helping a customer at work. While I was helping him I was trying to look at his full sleeve tattoos. Some I liked, others I didn’t care for, but there was one that stuck out to me…it said “Prov 13:3″.

I was just about to ask the customer what Prov 13:3 said when he started dropped several f-bombs. He had forgotten something at home and was real “f-ing” mad about it. I tried to make light of the situation as he was clearly having a bad day, but decided I wasn’t going to ask him what the verse was.

When he left the store I looked up the verse and immediately wished I HAD asked him!

Proverbs 13:3 Ruin

I laughed out loud while reading that verse. “Proverbs 13:3 (NLT) Those who control their tongue will have a long life; opening your mouth can ruin everything.”

It was funny but also kind of sad. Maybe he had a hard time with words and got the tattoo as a reminder to be careful when he opens his mouth? I don’t know the story behind it.

Did his words bother me? No…not at all. He was nice to me and he was obviously having a bad day. Who knows what our conversation would have been like if I had asked him what the verse was…cause he opened his mouth and ruined the conversation before it started.

Please don’t misread this…I am clearly no better than him. I have ruined everything by opening my mouth more times than I can count. That’s part of the reason I decided to start this blog over and leave a lot of dumb stuff I’ve said behind.

Have you ever opened your mouth and ruined everything?

How to Make Life Better

Chris  —  September 9, 2014 — Leave a comment

A few life hacks to improve your life better.

Tripp and Tyler want to help you out with life. Check out their new video below…it’s “Guaranteed to make you laugh or not laugh at least twice, guaranteed.”

The funny guys also have a new book coming out called Stuff You Should Know About Stuff: How to Properly Behave in Certain Situations 

The cover alone makes me want to buy it! I hate it when the guy with the bow tie in the office next to mine tries to strike up conversation at the urinal. #notcool I am hoping there is a chapter on pregnancy too!

life

#PrincessLoach Betting Pool

Chris  —  September 8, 2014 — 46 Comments

Welcome to the #PrincessLoach Betting Pool!

#PrincessLoach

No. #PrincessLoach is not going to be born in a pool. But please place your guess as to when you think she will be born in the comments below. The winner will even receive a cool prize!

It works like this…comment below with your guess of the date, time, and weight of #PrincessLoach. Whoever is the closest to the real date/time that she is born will win a prize. The weight will be a tiebreaker if needed. Her “official” due date is Sep 13th, but she could be here any minute now. Good luck!

Rules:
Must guess in the comment section below.
Only one guess per person.
Must include date/time/weight for entry to be valid.
Open to US residents only.
Void were prohibited.

Pregnancy is a crazy thing!

During pregnancy women’s bodies go through all kinds of crazy changes…most of which don’t seem anywhere close to normal. For some reason…pregnancy also makes other people and even strangers do and say things that aren’t anywhere close to normal.

pregnancy

Before she was pregnant, my wife never had random strangers walk up and touch her stomach. If someone randomly touched my belly without asking, I’d backhand them.

For some reason when people are near pregnant women, all social standards go out the window. It’s almost as if anyone who is around someone who is pregnant suffers from pregnancy brain as well. They don’t. They just lack self-control.

One of the things I love about my wife is…she is MUCH nicer than I am! She normally just smiles or laughs at the ridiculous things people say to her. I however would reply much differently to things people do and say if I was the one who was pregnant.

“Oh my gosh you are HUGE!” – Thanks for the self-esteem boost! I was only feeling slightly to kinda large today.

“You look like you are going to pop!” – I am going to give birth, not pop…but I might pop you in the face.

“You must be due any day now.” – Still 2 months away…when are you due?

“It must be a boy since you are carrying all out front” – I didn’t know you were a doctor? It’s a girl. #fail

“Are you allowed to drink Starbucks?” – I am! And since we are all doctors here, you probably shouldn’t be drinking that Starbucks!

“Are you going to breastfeed?” – Wouldn’t you like to know? Perv!

“You’ll never fit in the same jeans again.” – I am using self-control with this reply.

“Was it planned or a surprise?” – Total surprise! I didn’t know you could get pregnant from having sex!

“I think you should name your baby insert dumb name here.” – I think you should have a baby if you want to name one so bad.

“Oh you are due on the 13th? You should wait till the 27th, it’s my birthday!” – That’s why I don’t want her born on the 27th.

What is the craziest thing you’ve seen or heard someone say to someone who is pregnant?

Dear Church, Part 1

Chris  —  September 6, 2014 — Leave a comment

Dear Church,

I haven’t stepped foot in a church building in years. I always hear people around town talking about how great your pastor is. A lot of my friends attend your services and love them.

I am starting to take small steps towards attending a service. I followed your church and pastor on Twitter. I had planned on watching your service online next week. I didn’t even know you could “attend” church online.

The other day I started seeing your pastor tweet a lot of weird things. The thing is…I am not even sure what it is I do or don’t believe right now.

After several weird tweets, I saw him post this: “New Sermon Series starting this week. Bring your Bible, you’re going to need it!”

I don’t own a Bible. Do I have to bring one to attend your service? Am I going to feel like everyone is looking at me since I won’t have a Bible?

I am not trying to cause any trouble. I am just trying to figure this whole “church thing” out.

Sincerely,
Someone Seeking Something

Dear Church

Too many times the church wants you to believe and behave before they will let you feel like you can belong.

One thing I love that’s different at Two Cities Church is this…you can feel like you belong even if you aren’t sure what it is you believe or how you should behave.

When our doors open Sunday morning for service and throughout the week in our homes…we make sure we are a place that EVERYONE can belong, so they are comfortable on their journey in finding out what it is they do believe.

Is your church somewhere that people can belong before they believe?